ASB Visa Platinum Rewards Credit Card: $300 Cash Back & Premium Benefits

The ASB Visa Platinum Rewards Credit Card is one of New Zealand’s top tier options for those who value premium features and compelling welcome perks. With this card, you’ll enjoy a notable $300 cash back when you open a new account before 10 May 2026. Key benefits include an annual fee of $80, a 19.95% p.a. purchase interest rate and up to 55 days interest free on new purchases. Earn 1 True Reward Dollar for every $100 you spend and get included overseas travel insurance. To qualify, you must be at least 18 years old, a New Zealand citizen or permanent resident, and meet ASB’s lending criteria.

So bewerben Sie sich: Einfache Schritte

• Check you’re over 18 and meet citizenship/residency requirements.
• Gather your proof of ID and income details.
• Complete your application online or visit an ASB branch.
• Wait for ASB to process your application and respond.

Pros: Standout Advantages

The $300 cash back is a significant boost for new cardholders, making the first year of card use highly rewarding. The Platinum benefits include premium rewards with True Rewards points and complimentary travel insurance for peace of mind abroad.

Flexible reward options also let you earn Everyday Rewards points if you prefer, and up to 55 days interest-free creates extra spending flexibility.

Cons: What to Consider

The $80 annual fee, while competitive for this class, may not suit those seeking zero-fee cards. The standard interest rate of 19.95% p.a., though typical, means it’s best for those who pay the balance in full each month.

Additionally, travel insurance has age and eligibility restrictions, so check policy details if heading overseas.

Verdict: Is This Card Right for You?

The ASB Visa Platinum Rewards Credit Card stands out for premium spenders who appreciate cashback and travel extras. If you love rewards and can maximise the benefits, this card offers excellent value for New Zealanders.