Westpac
Up to 150,000 Qantas Points, two Qantas lounge passes yearly and travel insurance. $370 annual fee, earn up to 1.2 Qantas Points per $1 spent.
Introducing the Westpac Altitude Qantas Black Offer
The Westpac Altitude Qantas Black credit card stands out for Australians eager to boost their Qantas Points balance quickly. Featuring one of the highest bonuses in the market, it offers up to 150,000 Qantas Points in total.
This card requires a minimum spend of $6,000 in the first 120 days, and a further $6,000 after your first anniversary to access the full bonus. The annual fee is $370, offering good value when considering the benefits included.
Users enjoy complimentary overseas travel insurance and two complimentary Qantas lounge invitations every year. It’s a strong option for frequent domestic and international travellers.
The standard earn rate reaches up to 1.2 Qantas Points per dollar on eligible international purchases and 0.8 Qantas Points on regular spend in Australia, with caps applying.
Terms and conditions do apply, particularly on spend categories and caps, so reviewing the details before applying is crucial to maximise the bonus offer.
How to Apply: Step-by-Step Guide
1. Check that you meet all eligibility requirements, including minimum income and age.
2. Prepare supporting documents such as proof of ID and income.
3. Submit an online application including your personal, financial, and employment details.
4. Wait for an initial assessment. If pre-approved, you may be required to provide further documentation.
5. Once approved, activate your card and start using it to begin earning points and accessing benefits.
Key Pros: Why Choose This Card?
One major advantage is the large Qantas Points signup bonus, which can cover significant flights or upgrades.
Frequent travellers will value the annual lounge passes and comprehensive travel insurance, adding tangible value to the card.
Considerations: What to Watch Out For
The $370 annual fee is a factor, though offset by the bonus and perks if you’re a regular points user.
Minimum spend thresholds and points caps mean you’ll need to plan your card use to fully benefit from the earning potential.
Verdict: Is the Westpac Altitude Qantas Black Worth It?
The Westpac Altitude Qantas Black is ideal for points-savvy users who want major Qantas rewards, lounge access, and travel insurance in one package.
If you frequently travel or make significant card purchases, this card could deliver value well above its annual fee, especially in the first two years.
